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AI-Powered Financial Planning for India

Take Control of Your Financial Life — Backed by AI

Track income, commitments, wealth, protection and goals — all in one place. Your personal AI financial advisor tells you exactly where you stand.

Bank-level encrypted
AI-powered insights
Mobile + Desktop
Built for India
Yojarv Dashboard — Ankur Sharma
Monthly Income
₹1,85,000
▲ 8.2% vs last month
Net Worth
₹42.6L
▲ ₹1.2L this month
Commitments
₹68,400
37% of income
Cashflow — Last 6 Months (₹)
Income Expense
Jan
Feb
Mar
Apr
May
Jun
AI Advisor says: Your EMI-to-income ratio is 37% — slightly above the safe 30% threshold. Consider prepaying your car loan (₹8,200/mo) by March to free up cashflow for your daughter's education goal in 2027.
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Families Trust Yojarv
0Cr+
Rupees Tracked
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Financial Modules
4.9
Average Rating
Everything you need to master your finances

Six powerful modules, one intelligent platform. Built specifically for the complexity of Indian family finances.

AI Income Tracking

Track all sources: salary, freelance, rental, dividends. AI classifies and projects your income growth automatically month over month.

Smart Commitment Planner

Log every EMI, insurance, school fee, and subscription. Never miss a payment or budget surprise with automated reminders and projections.

Wealth & Investments

Track MFs, PPF, SSY, stocks, FDs, gold. See your real net worth in one view with performance analytics and portfolio health scores.

Credit-Card Statement Analysis

Upload your card statement (password-protected PDF supported). AI reads it, shows exactly where you overspent, where you can cut back, and compares it month over month — your file is analysed and then deleted, never stored.

Leakage Logs

Catch the silent money leaks. Yojarv flags unexpected or unusual monthly expenses the moment they appear, so small recurring charges never quietly drain your savings.

AI Financial Advisor

Ask any financial question and get instant, personalised answers based on YOUR data — income, goals, and commitments. Like having a CFP in your pocket.

Up and running in 5 minutes

No spreadsheets. No complex setup. Just your data and an AI that works for you.

1

Create your free account

Sign up in 30 seconds. Your 30-day free trial starts immediately — no credit card needed.

2

Add your financial data

Enter your income sources, EMIs, investments, and insurance. Takes about 5 minutes the first time.

3

Get personalised insights

AI analyses your cashflow and gives you concrete, actionable recommendations based on your actual numbers.

Simple, transparent pricing

Start free. Upgrade when you need more. Cancel anytime.

Free
₹0 / forever
The essentials to track and save your money.
  • Dashboard & Cashflow
  • Unlimited income & expense entry
  • Secure cloud save (encrypted)
  • AI Advisor — 5 questions / month
  • Settings & profile
Trusted by Indian families
★★★★★

"I had 4 SIPs, 2 insurance policies, a home loan, and car EMI — all scattered in different apps and notes. Yojarv brought everything together in one view. The AI told me I was underinsured by ₹40 lakh. Life-changing."

R
Rahul Nair
Software Engineer, Bengaluru
★★★★★

"My wife and I both work. We never knew if we were saving enough for our kids' education. Yojarv's goal planner showed us exactly how much to invest every month for our daughter's college in 2031. Now we have a plan."

V
Vivek Aggarwal
Bank Manager, Delhi
★★★★★

"As a freelancer, my income is irregular. Most apps assume a fixed salary. Yojarv handles multiple income sources beautifully — I can see my lowest month projection and plan accordingly. Finally, a tool for people like me."

P
Priya Menon
UX Consultant, Mumbai
Got questions?
Yes. All data is encrypted in transit (HTTPS/TLS) and at rest (AES-256). We never share your data with third parties. Your financial data is stored on private servers in India and is never used for advertising or sold to any partner. You can export or delete your data at any time.
No. Yojarv never asks for your bank login or net-banking credentials. You enter your financial data yourself. If you use the credit-card statement analysis, you upload a statement file (password-protected PDFs supported) — it is analysed and then permanently deleted, never stored on our servers.
After 30 days, you can continue with a read-only view of your existing data. No data is deleted. To continue adding new entries and accessing AI insights, you can upgrade to Premium for ₹199/month. We'll remind you 3 days before your trial ends.
Yes! Yojarv is fully responsive and works on any device. You can also install it as a PWA (Progressive Web App) on your Android or iOS phone — just tap "Add to Home Screen" in your browser for an app-like experience without needing to download from an app store.
The AI Advisor analyses your personal financial data — income, commitments, investments, insurance, and goals — and generates contextual recommendations. You can also ask it questions in plain English like "Can I afford a new car loan?" or "Am I on track for retirement at 55?" It uses your actual numbers, not generic advice.

Ready to take control of your finances?

Join thousands of Indian families who have already transformed how they manage money. Start your free 30-day trial today — no credit card required.

Use Yojarv like an app
Add it to your phone home screen for a full-screen app experience.
On iPhone: tap Safari Share, then choose Add to Home Screen.